Real Estate Loans

Citizens State Bank offers a conventional real estate loan product. All aspects of this process from application to funding is supervised by your personal loan officer. Citizens State Bank never sells its real estate mortgages to a secondary market. From the origination to the final payment, any questions or situation concerning your loan will be handled quickly and efficiently by our staff. The purchase of real estate, such as a home, is usually the largest purchase one makes during a lifetime. As a result, Citizens State Bank's policy is to fully inform our customers on the legal and procedural requirements involved in this endeavor. We feel that this is time well spent for the benefit of our customers. Whether purchasing a home or acreage, requiring a home improvement loan, or the refinancing of your mortgage, Citizens State Bank would like to be your mortgage lender.